Njengoba ubuchwepheshe buqhubeka nokuthuthuka, kanjalo nomhlaba wokuhweba nge-inthanethi nokutshalwa kwezimali. Kulezi zinsuku, Noma ubani one-smartphone, ikhompuyutha ephathekayo, noma ithebulethi angabamba iqhaza kalula ekuthengeni nasekuthengiseni izitoko, ama-cryptocurrencies, nezinye izimpahla zezezimali. Ngaphezu kwalokho, amawebhusayithi amaningi nezinhlelo zokusebenza zenzelwe ukusiza abantu ukwenza imali ku-inthanethi ngokuhweba nokutshalwa kwezimali. Kulesi sihloko, sizokwabelana nawe ngamawebhusayithi angcono kakhulu ahola imali nezinhlelo zokusebenza zokuhweba ku-inthanethi nokutshalwa kwezimali.
1. Ubuphanga
I-Robinhood ingenye yezinhlelo zokusebenza zokutshala izimali ezidume kakhulu emakethe njengamanje, evumela abasebenzisi ukuthi bahwebe ngezitoko, ama-cryptocurrencies, nama-ETF mahhala. Lokhu kusho ukuthi ngeke kudingeke ukhokhe noma yiziphi izimali zekhomishini noma nini lapho uthenga noma uthengisa izimpahla endaweni yesikhulumi - okuyinzuzo enkulu yokwenza inzuzo ngokuhweba. I-interface ye-Robinhood isebenziseka kalula futhi ifaka idatha yemakethe yesikhathi sangempela, izinhla zokubuka ezingenziwa ngendlela oyifisayo, namathuluzi ahlukahlukene ukuze akusize uhlaziye kangcono futhi ulandelele amafa akho.
2.eToro
I-eToro iyinkundla yokuhweba yezenhlalo kanye nokutshalwa kwezimali esebenziseka kalula ebhekelela abasaqalayo nabahwebi abanolwazi. I-eToro ikuvumela ukuthi uhwebe ngezimpahla ezahlukahlukene, kufaka phakathi ama-cryptocurrencies, amasheya, ama-CFD, kanye ne-forex. Ukwengeza, i-eToro ikuvumela ukuthi ukopishe ukuhweba kwabanye abathengisi abaphumelelayo, ikwenze kube inketho enhle kakhulu kubantu abafuna ukufunda kwabanye, noma labo abafuna ukwenza inqubo yabo yokutshala imali ngokuzenzakalelayo. Le nkundla iphinde igcine umphakathi omuhle, lapho abadayisi abanolwazi babelana ngamathiphu awusizo nezeluleko.
3. Ama-Acorn
I-Acorns iyinkundla eyingqayizivele ehlanganisa ukuthenga kwakho kudola eliseduze, itshala umehluko kuphothifoliyo yama-ETF. Ngaphezu kwalokho, lolu hlelo lokusebenza lungaphinde lutshale imali yakho eshintshile ibe isitoko namabhondi ahlukahlukene kulokho ama-Acorns akubiza ngokuthi “ama-round-ups.” Ngaphezu kwalokho, i-Acorns ivumela abasebenzisi ukuthi bakhethe inhloso yokonga ukuze babeke eceleni imali ethile ukuze bafinyelele umgomo wabo wezezimali abawufisayo. I-Acorns iphinde inikeze abasebenzisi bayo imiklomelo ethi "Imali Etholakele", okungamabhonasi okubuyiselwa imali abangawathola ezinkampanini ezibambisene nenkundla.
4. Iwebhu
I-Webull ingolunye uhlelo lokusebenza lokutshalwa kwezimali olukuvumela ukuthi uhwebe ngezitoko, izinketho, ama-ETF, nama-cryptocurrencies mahhala - kodwa anikeza izici ezengeziwe ezifana nedatha yemakethe, amathuluzi ocwaningo, namashadi ebanga lochwepheshe ukuze kuhlaziywe lobuchwepheshe. Ngaphandle kwalokho, i-Webull ihlinzeka abasebenzisi ngombiko wezindaba obanzi emikhakheni eminingi yezezimali, okuyenza ibe inkundla enhle kakhulu yabantu abafuna ukuhlala benolwazi ngentuthuko yemakethe.
I-5. Coinbase
I-Coinbase iwukushintshaniswa kwemali ye-crypto okudumile ehlinzeka ngenkundla esebenziseka kalula yokuthenga nokudayisa imali ye-crypto efana ne-Bitcoin, i-Ethereum, ne-Litecoin. Ngaphandle kwalokho, i-Coinbase inesici sesikhwama esenza abasebenzisi bakwazi ukugcina ngokuphephile izimpahla zabo zedijithali ungaxhunyiwe ku-inthanethi. Izimali zokuhweba ze-Coinbase ziyaqhudelana emakethe okwenza kube ukukhetha okuhle kubathengisi abasebenza ngokukhethekile ngezimali ze-crypto.
6. M1 Ezezimali
I-M1 Finance iyinkundla yokutshalwa kwezimali enikezela ngezinhlobonhlobo zamaphothifoliyo enziwe ngokwezifiso zesitoko nama-ETF. Nge-M1 Finance, ungakha iphothifoliyo yakho yesitoko esithile noma ukhethe iphothifoliyo esethwe kusengaphambili ehambisana nesu lakho lokutshala imali. Ngaphezu kwalokho, i-M1 Finance ayinazo izimali zokuhweba noma zokuphatha, futhi banikeza amasheya angama-fractional okusho ukuthi ungathenga ingxenyenamba yesitoko esibizayo kunokuthenga isheya lonke.
Sengiphetha, lezi zinkundla zinikeza amathuba amahle kakhulu kubantu abafuna ukuhweba nokutshala imali ku-inthanethi. Kubalulekile ukuqaphela ukuthi Ukutshala imali njalo kuza nengcuphe, ngakho-ke kubalulekile ukuba nokuqonda okuyisisekelo kwamasu okuhweba nokuhlaziywa kwemakethe ngaphambi kokutshala imali oyisebenze kanzima. Kodwa-ke, ngocwaningo olufanele nolwazi, lezi zinkundla ezibalwe ngenhla zingakusiza ukuthi uthole imali eyengeziwe futhi ukhulise ingcebo yakho.
